No matter whether you're applying for a direct EU/UK merchant account, international merchant account, or offshore aggregated account, our process is quick and simple. Please fill out our express application form, or download the short Precheck Form and send it us via email. This will allow our agents to start the pre-screening and assessment process. With the basic information about your company provided, along with the nature of the business and a sales volume summary, we are able to narrow the choice down to a few suitable acquiring banks with which your new merchant account can be placed.
Within 1-3 business days after receiving your pre-check form, we will have formed a sound strategy of which banking partners with whom we are considering opening a merchant account for your business. Once you're pre-approved it doesn't necessarily mean guaranteed approval, but in 90% of cases it does.
Based on the pre-approval as outlined in the previous step, we can proceed with the actual application process with the banking partner or selected payments provider. In this stage you'll be asked to provide your company documentation to prove your company’s existence, ownership and financial information. This information allows us to understand your activities and business structure and gives insight into any prior processing history. This helps us to estimate the possible risk factors. A typical application package is structured as follows:
Please download and fill out the Merchant Application Form. Please download and fill out the Merchant Application Form. While filling out the application form, please note that the entered information will have to correspond with the provided documents. If you need any assistance we're glad to help - CONTACT US
Along with the application form you'll be asked to provide a documentation pack for KYC (Know Your Customer) purposes and the underwriting process performed by the acquiring bank or payments provider. Please see below for the typical documents checklist. These need to be scanned in, however some particular acquiring banks may require hardcopies to be sent by post to their branch. You can also download our Documents and Website Compliance Checklist.
Every merchant accepting card payments through their website (as well as MOTO-only merchants) needs to present a website that is fully compliant with the Visa/MasterCard compliance guidelines. Please see below for the complete list of website requirements. Note that these will have to be fully completed before you can begin taking live payments, however if your website is still under construction and does not include all necessary items, you can still proceed with the Pre-check and Application stages. This is done by providing an access to your beta website where the underwriter can review the available basic information on your products/services.