Card payments for adult content merchants

Get your adult merchant account approved faster, with more competitive rates & terms

Get a quote

Perfectly fit card processing from IC++1.5%

Accept global payments with the partner who understands your business. Specialized for the Adult industry, we're proud to board you faster and cheaper than anyone else.
Merchant Banks

Adult MID

EU Acquiring
Interchange++ Rates

IC++

Interchange Fees
Online Payment Gateway

Major Cards

Visa/Mastercard
Multi Currency Payments

Global

All currencies

Supported adult categories:

Fan Sites
Escort Advertising
Adult Dating
Adult Forums
Streaming
Content Upload
Webcams
Swinger Dating
Explicit Content
Gentlemen's Clubs
Adult Toys
Subscriptions
  • Accept all major credit/debit cards seamlessly on your website
  • Recurring billing & subscriptions
  • Flexible Interchange++ rate
  • MasterCard Adult Content Registration support
  • Award-winning PCI compliant gateway
  • S2S API or Hosted Payment Page
  • Multi-Currency payments in 150+ currencies
  • Fraud screening & proactive support
MerchantScout adult card processing services

Rates & Fees

Typical High Risk MID rates on our EU acquiring bank.
€100k per month domestic EU sales volume.
1.95%
Visa / MasterCard
0.25€
Transaction fee
Free
Monthly fee
Free
Setup
Accepted countries of incorporation
EEA / UK
Accepted client countries
Global
Recurring billing & tokenization
Yes
3D Secure v2
Yes
Direct API integration
Yes
Setup time
7 days
Annual MasterCard Fee
500€
Settlement to bank account
Daily / Weekly
Processing currencies
150+
Settlement currencies:
EUR, GBP, USD, CHF, CAD, DKK, JPY, AUD, HKD, NOK, NZD, RMB, SEK, TRY, ZAR, SGD, MXN, PLN, CZK, HUF, AED, MAD, SAR

Adult merchant account onboarding

Contact Us

1. Onboarding

Get your adult merchant account approved directly with principal member of Visa/Mastercard.
Apply for Merchant Account

2. Compliance

Our experts assist you in meeting Adult Content Compliance requirements, set by Card Schemes.
Integration and Card Processing

3. Integration

Ongoing support & risk management every day through Whatsapp, Telegram & Skype.
Adult Compliance

Latest Card Scheme requirements for Adult Merchants

In 2021, MasterCard has introduced new set of requirements for all merchants who wish to accept MasterCard payments involving Adult content, such as asking for agreements and ID from users. This has caused shocking reactions and had devastating impact on many large businesses (OnlyFans for example). Many acquirers have stopped working with Adult industry as well. See MasterCard regulations (Section 9.4.1).

To sum up; if adult content is accessible after users make their payment by card, your merchant account will be classified with Adult MCC code 5967. Following set of rules apply:

#1: Your company needs to provide a template of a written agreement with any user/party that uploads or generates content for your website. This agreement needs to include provisions such as written consent of persons depicted, identity and age verification of persons depicted.

For above point MerchantScout suggests an implementation of electronic signing process during signup where user needs to agree by typing their full name and clicking the checkbox to agree with the Terms of Use. Upon execution, a PDF agreement document can be automatically generated, which includes the Terms and the footer with full name of the user, date of agreement and their consent to Terms.

#2: You need to have a process to verify the age and identity of any user that uploads or generates Adult content on the website.

MerchantScout advice: Any uploaded content needs to be put through initial checks to identify if content is adult or non-adult. If adult based content (nudity) is detected, you should request the user to provide a government issued ID document, and for example set their profile status to "verified" and allow them to upload further adult content. If you do not have an internal tools for that, we suggest 3rd party ID verification provider such as ondato.com.

#3: All content needs to be reviewed before publishing, to ensure it is not violating MasterCard standards or being illegal. If there is live streaming, merchants need full control of their platform and include real-time monitoring and content removal.

#4: You need to have a clear method of complaint process to allow a person depicted to appeal and request removal of content.

#5: Ensure that marketing and search terms are not giving any impression of child exploitation materials or depiction of non-consensual activities.

#6: Have extensive policies in place that prohibit any use or promotion of human trafficking, sex trafficking, or physical abuse.

#7: You will be asked to provide test account login to acquirer to allow unrestricted website access to content where access is otherwise restricted to website members. You will also have to provide monthly reports to the acquirer of content which was flagged, complaints received and relevant actions taken in response.

Get a quote for your adult project today

& be pre-approved in less than 48h!

"I was having real trouble getting a solid payments service because of the specific nature of our business. MerchantScout was for us the biggest thing to transform our company, and we couldn't be happier. I'd highly recommend MerchantScout to any businesses related to ours to give it a try."

R.M., CEO
EU based adult advertising
Division of Teranet d.o.o., SI company registration #3708411000, EU VAT #SI24786039. Copyright 2008-2024 Teranet d.o.o.
@All Rights Reserved
Merchant Account High Risk Merchants Adult Gambling Payment Gateway Global Acquiring Rates & Fees Application Process About Contact
x
Application
Receive our review & quote within 24h
URL:
E-Mail:
Monthly Volume:
Already accepting cards?
6+2 =