High risk merchant account designed for you

Get your merchant account approved without all the nonsense, with terms that you select

Get a quote

15 years of high risk merchant service

Unlock your full potential by accepting global card payments with highest approval rates through MerchantScout's tailored payments package.
Merchant Banks

Visa/MC

Acquiring
Interchange++ Rates

Interchange

Lowest Fees
Online Payment Gateway

All Sectors

High Coverage
Multi Currency Payments

Global

+150 Currencies

Yes, you're approved

CBD
Nutra
Drug Stores, Pharmacy
Tobacco, Cigars
Software
Electronics
Forex
Social Marketing
Travel
Web Hosting
Financial Services
Cannabis
Ticketing Agencies
Jewelry

High risk friendly
Being here, your business was probably rejected before when applying for a merchant account. Luckily MerchantScout is specialized to bring complete card payment solutions to all high risk sectors.

Why is your business "high risk"?
How to keep chargebacks low?


Accept Visa Mastercard Maestro

We got you covered
MerchantScout specializes in the largest array or high risk MCCs. Our risk management team has a decade worth of experience working with such businesses and adopted a flexible, case-by-case approach. With our network of premium EU & international banking setups we onboard your business even if you have been categorized as high risk before.

  • Visa/MC from IC++1.5%
  • Global Multi-Acquiring
  • EEA/UK/HK Merchants
  • 150+ currencies
  • Award-winning gateway

Get a quote for your business today

& be pre-approved in less than 48h!

High risk merchants fees

Pricing for Direct MID through an EU acquiring bank.
€100k per month domestic EU sales volume.
1.95%
Visa / Mastercard
0.25€
Transaction fee
Free
Gateway fee
Free
Setup
Accepted countries of incorporation
EEA / UK
Global card processing
Yes
Recurring billing & tokenization
Yes
3D Secure 2.0
Yes
Direct API integration
Yes
Setup time
7 days
Chargeback fee
15€ - 25€
Refund fee
0.50€ - 1.50€
Settlement to bank account
Daily / Weekly / USDT
Processing currencies
150+
Settlement currencies:
EUR, GBP, USD, CHF, CAD, DKK, JPY, AUD, HKD, NOK, NZD, RMB, SEK, TRY, ZAR, SGD, MXN, PLN, CZK, HUF, AED, MAD, SAR

High risk onboarding

Contact Us

1. Onboarding

Get your high risk merchant account approved directly with principal member of Visa/Mastercard.
Apply for Merchant Account

2. Best terms

Through multi-acquiring, our goal is to have your business approved with best terms possible.
Integration and Card Processing

3. Integration

Ongoing support & risk management every day through Whatsapp, Telegram & Skype.
Why is your merchant account high risk?

There are many factors considered by banks and payment providers when deciding whether a business should be classified as high-risk. The primary concern is the reputation of the industry in which the business is operating, and it's trading/processing history.

For example, the online gambling or adult industries are automatically considered as high-risk by acquiring banks due to stricter regulations and risk of large fines due to non-compliance.

Also, when there is the potential for clients to end up feeling dissatisfied with the product or service, or when volumes are higher, there is a higher chance of disputes. Theft of credit card details or other data is also a risk. The providers are at risk and thus impose stricter terms, or decline the merchant account opening.
What is a high risk merchant account?
High Risk MCC categories

How to lower chargebacks?

Credit card processing history is the second most important factor when it comes to getting approved. Card schemes, such as Visa and MasterCard, dictate the acceptable chargeback thresholds, which should not exceed 1% from sales volume and transaction count.

Many businesses can reach this threshold very quickly and even a couple of consecutive months above threshold will lead to the bank will terminating the merchant account. This is why most high-risk merchants are asked for card processing statements detailing the previous 6 months and can only be approved after a thorough review. High chargeback ratios, excessive refunds and fraud trends lower the chances of getting approved.
How to prevent chargebacks?

Let us match any rate

& save money with lower fees
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